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Internet Marketing DirectoryYou are here » Internet Marketing » Links Directory » Business » Cooperatives (96)
Cooperatives RSS FeedsIRA INVESTOR INFO - From ICI and SIFMA: A new database that collects account-level data of more than 10 million individual retirement accounts (IRAs) is providing unique, new insights into IRA investor demographics and activities. The IRA Investor Database - a joint project by the Investment Company Institute (ICI) and the Securities Industry and Financial Markets Association (SIFMA) - is designed to shed light on key determinants of IRA contributions, rollover and withdrawal activity, and the types of assets that investors hold in these accounts. The new database supplements existing household surveys and IRS tax data about IRA investor...Feed Source: MILITARY FINANCIAL COUNSELING - From FINRA: Nearly 200 military spouses throughout the U.S. and overseas have been awarded the FINRA Investor Education Foundation's 2010 Military Spouse Fellowship. The fellowship gives spouses the training they need to earn the Accredited Financial Counselor (AFC) designation, which gives them marketable job skills and provides them with the knowledge and tools they need to help military families overcome financial challenges. The program is administered in partnership with the Association for Financial Counseling and Planning Education and the National Military Family Association. The fellowship covers the costs associated with completing the AFC training and testing. The 184 military spouses who received the fellowship will immediately ... MONEY NIGHT TALK - From CEE: American Express, personal finance expert Jean Chatzky and the Council for Economic Education (CEE) announced the launch of "The National Money Night Talk." This new program, which culminates on September 16, encourages families around the country to sit down and talk about money and financial responsibility. "We are at a pivotal teachable moment in our history," said Nan J. Morrison, President and CEO of the Council for Economic Education. "Even with classroom instruction on economics and personal finance, it is vital for parents to discuss financial responsibility with their children." To help parents get prepared to have "the talk," American Express and Chatzky have created a new online resource now ava... STRETCHING YOUR NEST EGG - From AAII: Having suffered severe losses in their retirement nest eggs last year, many retirees living off of their savings are reviewing their investment and spending plans, searching for new plans of action to ensure their savings can sustain them throughout their lifetime. There is no question that bear markets can be devastating-particularly for new retirees-if action is not taken to compensate for the loss. The sooner you adjust, the better. But what is your best course of action? While the instinct may be to flee the risk of equity markets, postpone retirement or go back to work, an alternative strategy would be to consider temporarily reducing annual withdrawals from your nest egg. A new T. Rowe Price retirement income study compared various withdrawal adjustment strategies... INSIDE TARGET-DATE FUNDS - From EBRI: The use of target-date funds, a relatively new 401(k) plan option, is more likely among participants who are younger, have lower account balances, and have shorter tenure at their current job, according to a study released by the nonpartisan Employee Benefit Research Institute (EBRI). The reason for this pattern is that is new workers are the most likely to be automatically enrolled in their employer's 401(k) plan, with a target-date fund (TDF) often being the default option. The EBRI analysis also shows that target-date users are likely to stick with their fund over time. Target-date funds are designed to make it easier for Americans to save for retirement by providing simplicity for investors. The name of these funds usually i... GET HIP TO HYIP PONZI SCHEMES - The Financial Industry Regulatory Authority (FINRA) warned investors about Internet-based Ponzi schemes called high-yield investment programs (HYIPs), which purport to offer returns of 20, 30, 100 percent or more per day. HYIPs are unregistered investments sold by unlicensed individuals using sophisticated-looking websites. The con artists behind HYIPs are experts at using social media - including YouTube, Twitter and Facebook - to lure investors and create the illusion of social consensus that these investments are legitimate, but investors should know that HYIPs are just Internet-based scams. As FINRA's investor alert HYIPs-Hazardous to Your Investment Portfolio points out, many HYIPs have a worldwide reach ... BEWARE OF INTERNATIONAL SCAMS - Americans report losses of more than a billion dollars a year to international scam artists, according to the Federal Trade Commission (FTC), the nation's consumer protection agency. Con artists can reach out across the globe to victimize people using the phone, email, postal mail, and the Internet, tricking them into sending their cash or revealing their personal information. The FTC has tips for avoiding these scams. It's often hard to tell who is contacting you and where they are calling from. However, there are steps you can take to check out the offers you may receive, and the companies behind them. To learn more, go to Putting a Lid on International Scams: 10 Tips for Being a Canny Consumer ... RESEARCH YOUR INVESTMENT ADVISOR - The North American Securities Administrators Association (NASAA) announced the launch of an enhancement to the Investment Adviser Public Disclosure (IAPD) website that will allow investors to electronically access information about individuals who work for money management, financial planning and other investment advisory firms. This enhancement will provide information on investment adviser representatives - the individuals who work for these firms and provide investment advice to clients. The enhancement will allow investors to access information on more than 220,000 individual investment professionals, including background information such as customer complaints, criminal or regulatory disclosures, professional qualifications, and employment history ... TIME FOR A MID-YEAR INVESTMENT REVIEW? - If it's been a while since you last looked at your investment accounts, make sure the securities in your account still meet your investment objectives. Also, make sure you understand and are comfortable with the risks, costs, and liquidity of your investments. As part of this review, you may want to check the information that is on file at your brokerage firm regarding your accounts, such as new account agreements, margin account agreements, option account agreements, discretionary account agreements, and any correspondence to you. You have a right to know what is on file about you. The Financial Industry Regulatory Authority (FINRA) offers "10 Tips to Keep Track of Your Investments" for more ideas ... ELDER INVESTMENT FRAUD - More than 7.3 million older Americans - one out of every five citizens over the age of 65 - already have been victimized by a financial swindle, according to a major new Investor Protection Trust (IPT) survey conducted by Infogroup/ORC and released to mark World Elder Abuse Awareness Day. The survey results underscore the urgent need for a new partnership between the nonprofit Investor Protection Trust, the North American Securities Administrators Association (NASAA), and the National Adult Protective Services Association (NAPSA) in cooperation with leading U.S. medical associations. The "Elder Investment Fraud and Financial Exploitation" prevention campaign will educate medical professionals about how to spot older Americans who may be particularly vulnerable to financial abuse .... Copyright © 2012, Internet Marketing. All Rights Reserved. |